1.19.0 Safe to install
Moniepoint Personal Banking: Your All-in-One Banking Solution

Moniepoint Personal Banking offers a convenient and user-friendly platform for managing personal finances, but may struggle with some transaction limitations.
Moniepoint offers a wide range of personal banking solutions for easy online and offline payments, money transfers, and bill payments. It provides a convenient and hassle-free way to manage your finances.
With Moniepoint, you can enjoy the benefits of a trusted POS system and access a debit card that can be easily requested, activated, and controlled through the app. Say goodbye to failed transactions with Moniepoint's reliable debit card.
Opening a functional bank account has never been easier. In just minutes, you can open an account directly from your phone. Send and receive money instantly, pay bills, purchase airtime and data all from the convenience of your mobile device.
Moniepoint ensures the safety and stress-free usage of your money. The Moniepoint personal banking app allows you to carry out your everyday banking transactions on the go.
Sign up today and enjoy a wide range of financial benefits.
Key Features:
- Send and Receive Money with Ease: Effortlessly send and receive money instantly with Moniepoint. Enjoy quick and secure transfers without the hassles of traditional banking. No queues, no paperwork, just instant alerts.
- Moniepoint Debit Cards: Gain access to physical or virtual debit cards for seamless online and offline transactions. Request a Moniepoint card today, and it will be delivered to your doorstep within 48 hours. No need to visit the bank.
- Resolve Disputes Seamlessly: With Moniepoint, you can raise and settle disputes directly from the app. Our dedicated team is here to promptly address any concerns you may have, providing you peace of mind.
- Effortless Utility Bill Payments: Moniepoint simplifies the bill payment process. Easily settle your utility bills, from electricity to internet bills, faster and securely.
- Secure Mobile Banking Experience: Moniepoint prioritizes the security of your financial data. Your personal and financial information is encrypted and stored securely, ensuring a safe banking experience.
How to Register An Account - Get a Savings Account in Minutes:
Registering an account with Moniepoint is a breeze. In less than 5 minutes, you can have an account tailored to your financial needs. Simply download the app and follow the instructions.
Once your account is set up, request a card with a click, and it will be delivered to your doorstep within 48 hours. No need to endure long queues or visit the bank.
Experience banking like never before with Moniepoint. Download our app today and embark on a journey towards financial success and freedom.
Moniepoint Microfinance Bank is regulated by the Central Bank of Nigeria (CBN).
Overview
Moniepoint Personal Banking is a Freeware software in the category Business developed by Moniepoint.
The latest version of Moniepoint Personal Banking is 1.19.0, released on 04/15/2025. It was initially added to our database on 12/22/2023.
Moniepoint Personal Banking runs on the following operating systems: Android/iOS.
Users of Moniepoint Personal Banking gave it a rating of 4 out of 5 stars.
Pros
- Ability to perform basic banking transactions such as deposits, withdrawals, and fund transfers.
- Convenient access to banking services without the need to physically visit a bank branch.
- Secure login options for account protection.
- Availability of customer support for resolving issues and inquiries.
- User-friendly interface for ease of navigation and use.
Cons
- Limited features compared to traditional banking apps.
- Possibility of technical glitches affecting transaction processing.
- Dependence on stable internet connection for app functionality.
- Potential risks associated with online transactions and cyber security.
FAQ
What is Moniepoint Personal Banking?
Moniepoint Personal Banking is a digital banking service offered by Moniepoint that allows individuals to access and manage their banking activities conveniently on their mobile devices.
How can I sign up for Moniepoint Personal Banking?
You can sign up for Moniepoint Personal Banking by downloading the Moniepoint app from the app store, registering with your personal information, and creating a secure login.
What services are offered through Moniepoint Personal Banking?
Moniepoint Personal Banking offers services such as account balance checking, fund transfers, bill payments, airtime purchases, and access to various financial products.
Is Moniepoint Personal Banking safe and secure?
Yes, Moniepoint Personal Banking employs advanced security measures to ensure the safety and confidentiality of your financial information. These measures include encryption, multi-factor authentication, and regular security updates.
Can I deposit money into my account through Moniepoint Personal Banking?
Yes, you can deposit money into your account through Moniepoint Personal Banking using various options such as bank transfers, mobile money agents, or cash deposit points.
Are there any fees associated with using Moniepoint Personal Banking?
Some transactions may attract a small fee, such as fund transfers to other banks or bill payments. However, basic services like balance inquiries are usually free of charge.
Can I access customer support through Moniepoint Personal Banking?
Yes, you can access customer support through various channels within the Moniepoint app, such as live chat, email support, or phone assistance.
Does Moniepoint Personal Banking offer savings or investment options?
Yes, Moniepoint Personal Banking provides access to savings accounts and investment products that can help you grow your wealth over time. You can explore these options within the app.
How can I reset my password for Moniepoint Personal Banking?
If you need to reset your password for Moniepoint Personal Banking, you can do so by selecting the 'Forgot Password' option on the login screen and following the prompted steps for password reset.

Peter Salakani
I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.
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